:root {
  --ink: #151716;
  --muted: #68716b;
  --paper: #f3f0ea;
  --surface: #fff;
  --line: #d8d5ce;
  --coral: #d8614b;
  --teal: #1e655a;
  --yellow: #e4c36b;
  --focus: #f4c84a;
}

* { box-sizing: border-box; margin: 0; }
html { scroll-behavior: smooth; }
body {
  background: var(--paper);
  color: var(--ink);
  font-family: Inter, -apple-system, BlinkMacSystemFont, "PingFang SC", "Microsoft YaHei", sans-serif;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
body, button { letter-spacing: 0; }
a { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; }
button { font: inherit; }
:focus-visible { outline: 3px solid var(--focus); outline-offset: 3px; }
.wrap { width: min(1120px, calc(100% - 48px)); margin: 0 auto; }

.topbar {
  position: sticky;
  top: 0;
  z-index: 30;
  background: rgba(243, 240, 234, .95);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(16px);
}
.nav { height: 72px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: flex; align-items: center; gap: 11px; font-weight: 800; }
.brand-mark {
  width: 34px;
  height: 34px;
  display: grid;
  place-items: center;
  flex: 0 0 auto;
  background: var(--ink);
  color: #fff;
  font-size: 14px;
  font-weight: 900;
  transform: rotate(-7deg);
}
.brand-mark span { transform: rotate(7deg); }
.brand small { display: block; margin-top: 3px; color: var(--muted); font-size: 9px; line-height: 1; font-weight: 700; }
.nav-links { display: flex; align-items: center; gap: 24px; color: #48534e; font-size: 13px; }
.nav-links a:hover { color: var(--coral); }
.nav-cta { min-height: 40px; padding: 0 16px; display: inline-flex; align-items: center; background: var(--ink); border: 1px solid var(--ink); color: #fff; font-size: 12px; font-weight: 800; }
.nav-cta:hover { background: var(--coral); border-color: var(--coral); }
.menu-toggle { width: 42px; height: 42px; display: none; place-items: center; border: 1px solid var(--ink); background: transparent; color: var(--ink); cursor: pointer; font-size: 22px; }

.page-hero {
  position: relative;
  min-height: calc(100svh - 126px);
  padding: 42px 0;
  display: flex;
  align-items: center;
  isolation: isolate;
  overflow: hidden;
  background-image: var(--hero-image);
  background-position: center;
  background-size: cover;
  color: #fff;
}
.page-hero::before { content: ""; position: absolute; inset: 0; z-index: -1; background: rgba(12, 16, 14, .66); }
.hero-content { width: min(760px, 75%); }
.breadcrumb { display: flex; flex-wrap: wrap; gap: 7px; color: #c4cec7; font-size: 12px; }
.breadcrumb a:hover { color: #fff; }
.kicker { margin-top: 20px; display: inline-flex; align-items: center; gap: 10px; color: #f3d887; font-size: 11px; font-weight: 800; text-transform: uppercase; }
.kicker::before { content: ""; width: 28px; height: 2px; background: var(--coral); }
.page-hero h1 { max-width: 760px; margin-top: 14px; font-size: clamp(42px, 5.4vw, 64px); font-weight: 720; line-height: 1.04; }
.page-hero h1 em { display: block; color: #f07b64; font-style: normal; }
.hero-lead { max-width: 650px; margin-top: 16px; color: #e0e6e2; font-size: 17px; }
.hero-actions { margin-top: 22px; display: flex; flex-wrap: wrap; gap: 12px; }
.button { min-height: 48px; padding: 0 20px; display: inline-flex; align-items: center; justify-content: center; border: 1px solid var(--ink); font-size: 13px; font-weight: 800; }
.button.primary { border-color: var(--coral); background: var(--coral); color: #fff; }
.button.secondary { border-color: rgba(255, 255, 255, .72); background: rgba(15, 19, 17, .2); color: #fff; }
.button:hover { transform: translateY(-2px); }
.hero-tags { margin-top: 18px; padding: 0; display: flex; flex-wrap: wrap; gap: 9px; list-style: none; }
.hero-tags li { padding: 6px 9px; border: 1px solid rgba(255, 255, 255, .34); color: #d4ddd7; font-size: 11px; }

.signal-band { background: #fff; border-bottom: 1px solid var(--line); }
.signal-grid { display: grid; grid-template-columns: repeat(3, 1fr); }
.signal-item { min-height: 126px; padding: 24px; border-right: 1px solid var(--line); }
.signal-item:last-child { border-right: 0; }
.signal-item b { color: var(--coral); font-size: 11px; }
.signal-item strong { display: block; margin-top: 11px; font-size: 18px; }
.signal-item span { display: block; margin-top: 5px; color: var(--muted); font-size: 12px; }

section { padding: 96px 0; }
.section-head { max-width: 720px; margin-bottom: 44px; }
.section-head.center { margin-right: auto; margin-left: auto; text-align: center; }
.section-head .eyebrow { display: inline-flex; align-items: center; gap: 10px; color: var(--teal); font-size: 11px; font-weight: 800; text-transform: uppercase; }
.section-head .eyebrow::before { content: ""; width: 27px; height: 2px; background: var(--coral); }
.section-head h2 { margin-top: 15px; font-size: clamp(33px, 4.3vw, 52px); font-weight: 680; line-height: 1.14; }
.section-head p { max-width: 620px; margin-top: 15px; color: var(--muted); }
.section-head.center p { margin-right: auto; margin-left: auto; }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 68px; align-items: center; }
.split.reverse .visual { order: 2; }
.copy h2 { font-size: clamp(31px, 3.8vw, 46px); font-weight: 680; line-height: 1.16; }
.copy > p { margin-top: 17px; color: var(--muted); }
.visual { min-height: 440px; }
.visual img { width: 100%; height: 440px; object-fit: cover; }
.caption { margin-top: 9px; color: var(--muted); font-size: 11px; }
.check-list { margin-top: 24px; padding: 0; display: grid; gap: 12px; list-style: none; }
.check-list li { display: flex; gap: 11px; align-items: flex-start; font-size: 14px; }
.check-list li::before { content: ""; width: 18px; height: 18px; flex: 0 0 18px; margin-top: 2px; border-radius: 50%; background: var(--teal); box-shadow: inset 0 0 0 5px var(--paper); }
.text-link { margin-top: 24px; display: inline-flex; color: var(--coral); font-size: 13px; font-weight: 800; }
.text-link:hover { color: var(--teal); }

.process { background: var(--ink); color: #fff; }
.process .section-head .eyebrow { color: var(--yellow); }
.process .section-head p { color: #a7b4ac; }
.process-grid { display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid #3b4640; border-bottom: 1px solid #3b4640; }
.process-step { min-height: 230px; padding: 24px 20px; border-right: 1px solid #3b4640; }
.process-step:last-child { border-right: 0; }
.process-step b { color: var(--yellow); font-size: 11px; }
.process-step h3 { margin-top: 42px; font-size: 18px; }
.process-step p { margin-top: 8px; color: #9eaaa2; font-size: 12px; }

.outcomes { background: #fff; }
.outcome-grid { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.outcome-item { min-height: 250px; padding: 28px; border-right: 1px solid var(--line); }
.outcome-item:last-child { border-right: 0; }
.outcome-item small { color: var(--coral); font-size: 11px; font-weight: 900; }
.outcome-item h3 { margin-top: 38px; font-size: 22px; font-weight: 680; }
.outcome-item p { margin-top: 10px; color: var(--muted); font-size: 13px; }

.facts { background: var(--paper); }
.facts-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 70px; }
.facts-intro h2 { font-size: clamp(32px, 4vw, 48px); font-weight: 680; line-height: 1.15; }
.facts-intro p { margin-top: 16px; color: var(--muted); }
.facts-list { border-top: 1px solid var(--line); }
.fact-row { padding: 20px 0; display: grid; grid-template-columns: 170px 1fr; gap: 24px; border-bottom: 1px solid var(--line); }
.fact-row dt { color: var(--teal); font-size: 12px; font-weight: 900; }
.fact-row dd { color: var(--muted); font-size: 13px; }

.faq { background: #fff; }
.faq-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 24px; }
.faq-item { padding: 21px 0; border-top: 1px solid var(--line); }
.faq-item:last-child { border-bottom: 1px solid var(--line); }
.faq-item summary { position: relative; padding-right: 34px; cursor: pointer; list-style: none; font-size: 16px; font-weight: 680; }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: "+"; position: absolute; top: -2px; right: 2px; color: var(--coral); font-size: 22px; font-weight: 400; }
.faq-item[open] summary::after { content: "\2212"; }
.faq-item p { margin-top: 10px; color: var(--muted); font-size: 13px; }

.related { background: var(--paper); }
.related-grid { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.related-grid.four { grid-template-columns: repeat(4, 1fr); }
.related-link { min-height: 180px; padding: 24px; border-right: 1px solid var(--line); }
.related-link:last-child { border-right: 0; }
.related-link small { color: var(--coral); font-size: 10px; font-weight: 900; }
.related-link strong { display: block; margin-top: 30px; font-size: 18px; }
.related-link span { display: block; margin-top: 6px; color: var(--muted); font-size: 12px; }
.related-link:hover { background: #fff; }

.guide-grid { display: grid; grid-template-columns: 1fr 1fr; border-top: 1px solid var(--line); }
.guide-link { min-height: 240px; padding: 28px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); background: #fff; }
.guide-link:nth-child(2n) { border-right: 0; }
.guide-link small { color: var(--coral); font-size: 10px; font-weight: 900; text-transform: uppercase; }
.guide-link h2 { max-width: 430px; margin-top: 35px; font-size: 25px; font-weight: 680; line-height: 1.25; }
.guide-link p { max-width: 490px; margin-top: 10px; color: var(--muted); font-size: 13px; }
.guide-link:hover { background: var(--paper); }

.article { background: #fff; }
.article-grid { display: grid; grid-template-columns: 230px minmax(0, 760px); gap: 72px; justify-content: center; align-items: start; }
.toc { position: sticky; top: 100px; padding-top: 4px; border-top: 2px solid var(--ink); }
.toc strong { display: block; padding: 14px 0 10px; font-size: 13px; }
.toc a { display: block; padding: 8px 0; border-top: 1px solid var(--line); color: var(--muted); font-size: 12px; }
.toc a:hover { color: var(--coral); }
.article-body { min-width: 0; }
.article-meta { margin-bottom: 34px; padding-bottom: 18px; display: flex; flex-wrap: wrap; gap: 10px 22px; border-bottom: 1px solid var(--line); color: var(--muted); font-size: 12px; }
.article-body h2 { margin-top: 52px; scroll-margin-top: 96px; font-size: 32px; font-weight: 680; line-height: 1.25; }
.article-body h2:first-of-type { margin-top: 0; }
.article-body h3 { margin-top: 30px; font-size: 21px; font-weight: 680; }
.article-body p { margin-top: 15px; color: #4f5953; }
.article-body ul, .article-body ol { margin-top: 16px; padding-left: 22px; color: #4f5953; }
.article-body li { margin-top: 8px; }
.article-body strong { color: var(--ink); }
.article-body figure { margin-top: 26px; }
.article-body figure img { width: 100%; max-height: 500px; object-fit: cover; }
.article-body figcaption { margin-top: 8px; color: var(--muted); font-size: 11px; }
.article-note { margin-top: 24px; padding: 18px 20px; border-left: 4px solid var(--coral); background: var(--paper); color: #4f5953; font-size: 13px; }
.article-table { width: 100%; margin-top: 22px; border-collapse: collapse; font-size: 13px; }
.article-table th, .article-table td { padding: 13px 12px; border: 1px solid var(--line); text-align: left; vertical-align: top; }
.article-table th { background: var(--paper); }
.legal-date { margin-top: 12px; color: var(--muted); font-size: 12px; }

.cta { padding: 78px 0; background: var(--yellow); }
.cta-grid { display: grid; grid-template-columns: 1fr .8fr; gap: 60px; align-items: end; }
.cta h2 { font-size: clamp(34px, 4.3vw, 52px); font-weight: 680; line-height: 1.14; }
.cta p { color: #504624; }
.cta .button { margin-top: 22px; border-color: var(--ink); background: var(--ink); color: #fff; }

footer { padding: 40px 0 26px; background: #fff; border-top: 1px solid var(--line); }
.footer-top { display: flex; justify-content: space-between; gap: 32px; align-items: flex-start; }
.footer-copy { max-width: 390px; margin-top: 14px; color: var(--muted); font-size: 12px; }
.footer-links { display: flex; flex-wrap: wrap; gap: 13px 24px; color: #4e5a54; font-size: 12px; }
.footer-links a:hover { color: var(--coral); }
.footer-bottom { margin-top: 30px; padding-top: 17px; display: flex; flex-wrap: wrap; justify-content: space-between; gap: 10px 20px; border-top: 1px solid var(--line); color: #7b867f; font-size: 11px; }

@media (max-width: 900px) {
  .nav-links a:nth-child(n + 3) { display: none; }
  .split, .facts-grid, .cta-grid { grid-template-columns: 1fr; gap: 44px; }
  .split.reverse .visual { order: 0; }
  .process-grid { grid-template-columns: 1fr 1fr; }
  .related-grid.four { grid-template-columns: 1fr 1fr; }
  .process-step:nth-child(2) { border-right: 0; }
  .process-step:nth-child(n + 3) { border-top: 1px solid #3b4640; }
}

@media (max-width: 680px) {
  .wrap { width: min(100% - 32px, 540px); }
  .nav { height: 66px; }
  .nav-links { position: absolute; top: 66px; right: 0; left: 0; padding: 16px; display: none; align-items: stretch; flex-direction: column; gap: 0; background: var(--paper); border-bottom: 1px solid var(--line); }
  .nav-links.open { display: flex; }
  .nav-links a, .nav-links a:nth-child(n + 3) { display: block; padding: 10px 0; border-bottom: 1px solid var(--line); }
  .nav-cta { display: none; }
  .menu-toggle { display: grid; }
  .page-hero { min-height: calc(100svh - 108px); padding: 30px 0; background-position: 58% center; }
  .hero-content { width: 100%; }
  .kicker { margin-top: 18px; }
  .page-hero h1 { font-size: 40px; }
  .hero-lead { font-size: 15px; }
  .hero-actions { display: grid; }
  .button { width: 100%; }
  .hero-tags { margin-top: 16px; }
  .signal-grid { grid-template-columns: 1fr; }
  .signal-item { min-height: auto; padding: 19px 16px; border-right: 0; border-bottom: 1px solid var(--line); }
  section { padding: 74px 0; }
  .section-head h2 { font-size: 35px; }
  .visual, .visual img { min-height: 330px; height: 330px; }
  .process-grid, .outcome-grid, .related-grid { grid-template-columns: 1fr; }
  .related-grid.four { grid-template-columns: 1fr; }
  .process-step, .outcome-item, .related-link { min-height: auto; border-right: 0; border-bottom: 1px solid currentColor; }
  .process-step { min-height: 195px; border-bottom-color: #3b4640; }
  .outcome-item, .related-link { border-bottom-color: var(--line); }
  .process-step h3 { margin-top: 28px; }
  .outcome-item h3, .related-link strong { margin-top: 22px; }
  .fact-row { grid-template-columns: 1fr; gap: 6px; }
  .faq-grid { grid-template-columns: 1fr; gap: 0; }
  .guide-grid { grid-template-columns: 1fr; }
  .guide-link { min-height: auto; border-right: 0; }
  .guide-link h2 { margin-top: 22px; }
  .article-grid { grid-template-columns: 1fr; gap: 34px; }
  .toc { position: static; }
  .article-body h2 { font-size: 29px; }
  .article-table { display: block; overflow-x: auto; }
  .cta { padding: 68px 0; }
  .cta h2 { font-size: 35px; }
  .footer-top { flex-direction: column; }
}

@media (max-width: 380px) {
  .page-hero h1 { font-size: 35px; }
  .brand small { display: none; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
}
